Hello Ladies,
Well, today is not my day...all the positive thinking and acting "as if" has not yet paid off. I received a call from the Cal Coastal loan guy and they're not going to fund my loan. There are a couple of problems with the loan as he sees it, the biggest being that he just doesn't think a bead store would make it here. As he said "I've seen many craft and hobby stores come and go here, they just don't seem to make it." Of course he's talking about Ventura, and he doesn't realize there are at least 4 bead stores in his area alone that are making it! So it seems many of these decisions are subjective, they don't know much about the business but are out there making judgments about whether or not a business will succeed. There are other problems with the loan, no real collateral, but if I had that I would have gone to a regular bank...so I'm not really sure what the purpose of these other loan program is??
I'm sorry if I'm sounding resentful and angry...I am! But I'm sure I'll get over it. I just needed to rant a little, feel sorry for myself, feel like a loser, then hopefully move on and get some other ideas. For now though I'm just going to wallow in self pity for a couple of hours.
Thanks for listening. See you all in a couple of weeks.
Debbie R
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2 comments:
Hey, Debbie, that is really a discouraging response. Of course, you're angry and discouraged! I feel mad, too!
I hope and believe that where one door slams shut a window somewhere will open. We are standing along side you, looking for that window to open.
Big Hug!
Hi Deb
I just want you to know that I am thinking of you and sending you positive energy.... may a door open somewhere else. Keep moving forward!!!! Luc
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